What is the difference between flood and water damage?

The damage can be similar but the cause is different. Water damage is usually caused by water coming from something like a burst pipe, an overflowing toilet, a dishwasher that leaks all over the kitchen floor, or a roof that leaks after a hard rain. Flood damage is caused by water coming from something like […]

Does home insurance cover damages caused by an earthquake or flood?

Does home insurance cover damages caused by an earthquake or flood? No. A standard homeowners policy does not generally cover damage caused by earthquake and floods. These sources of damage require additional coverage or a separate policy. If you live in an area that is prone to these types of events, call us today to […]

Are you required to have homeowners insurance?

Are you required to have homeowners insurance? Although homeowners insurance is not required by law, it is almost always required by lenders. This makes sense because both you and your lender have a stake in the property’s protection. Regardless of your lending institution’s standards, homeowners insurance is strongly advised to ensure that the most significant […]

Did you know? You can access your policies on our website!

We have a client portal where you can log in and view all of your insurance policies online! Our agency client portal is easy to use and allows you to access any of your policies, regardless of which company they are insured with. You can also print ID Cards, evidence of insurance, or request a […]

What happens when your insurance policy renews?

Your insurance policy is up for renewal but what does that mean? Does your policy renew automatically? Do we review things for you? What about home remodels, changes in drivers, or how many miles you drive? Here at Atkinson Insurance Group, we have an internal renewal process. Kelli pulls a daily report of all upcoming […]

Did you know? We are licensed in Oregon, Washington, Idaho, and Arizona!

Atkinson Licensed Map

Our agency is licensed to do business in Oregon, Washington, Idaho, and Arizona! This means that we can still provide insurance protection for you if you buy a vacation home, relocate or retire to one of those places. You may know how much we love to do business by referral, but now you know you […]

The Washington State Credit Scoring Ban and What it Means for You

Credit Scoring Ban

On June 20, 2021, some big changes are hitting insurance carriers and their members in Washington state. These changes are due to an emergency order that was passed in March by the state’s Insurance Commissioner, Mike Kreidler. The order prohibits insurance carriers from using a person’s credit information when determining their policy, rates, and underwriting. Rates for some will increase considerably, while others may see a slight reduction.

What Is Insurance?

What is Insurance?

Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage […]

What is diminished value?

Auto Accident

Diminished value explained Depending on its age and condition, a car that has been in a major accident generally has less resale value than the same vehicle in pre-crash condition. Even if the car repairs meet the highest quality standards, potential buyers are unwilling to pay as much for a car they know has been […]

Oregon Real ID

Oregon Real Id

Beginning July 6, 2020, Oregonians will have the option of obtaining driver licenses or identification cards that are compliant with the federal Real ID Act. Choose a subject below to read answers to questions frequently asked about Real ID.