Do I have coverage if rent out my house on Airbnb or VRBO?

Some insurance companies may provide coverage if you occasionally rent out a room, but making all or part of your home available for regular rental likely would be considered business use. Homeowner policies generally do not provide coverage for business use. If you are considering renting out your home through a service such as Airbnb:

  • Call us if you’re considering making all or part of your home available for rental on a regular basis. Your agent or customer service representative can explain how your current policy does or does not apply and any options available to you.
  • Find out whether you can add to your coverage or whether you have to buy a policy specifically designed for a landlord.
Updated on September 29, 2022
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