What can I do to lower the cost of my premium?

Updated on September 22, 2022

The cost of your insurance, or premium, partly depends on the coverages, deductibles, and policy limits you choose. Here are a few tips that may help lower your premium:

  • Talk to your insurance representative about your insurance needs and eligibility for discounts
  • Invest in smoke detectors, interior sprinkler systems, home security, and smart home technologies
  • Bundle or purchase multiple policies, such as car, boat, and umbrella insurance
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