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What can I do to lower the cost of my premium?

The cost of your insurance, or premium, partly depends on the coverages, deductibles, and policy limits you choose. Here are a few tips that may help lower your premium:

  • Talk to your insurance representative about your insurance needs and eligibility for discounts
  • Invest in smoke detectors, interior sprinkler systems, home security, and smart home technologies
  • Bundle or purchase multiple policies, such as car, boat, and umbrella insurance
Updated on September 22, 2022
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