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What is the “cost to rebuild” or “estimated replacement cost” of my home?

The “cost to rebuild,” or “replacement cost,” is the estimated amount of money it would take to rebuild or repair your home at the time of a covered loss.

Labor, material and equipment costs specific to your area can all impact the estimated replacement cost. Your insurance representative can help you calculate what this would be for your current or prospective home.

Updated on September 16, 2022
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