Banner Life Insurance is a life insurance company that offers a range of life insurance products and services. It is a subsidiary of Legal & General America, which is part of the Legal & General Group, a multinational financial services company based in the United Kingdom.
Banner Life Insurance specializes in providing term life insurance policies, which offer coverage for a specified period of time, typically 10, 20, or 30 years. Term life insurance is designed to provide financial protection to your loved ones in the event of your death during the term of the policy. If you pass away while the policy is in force, your beneficiaries will receive a death benefit payout, which can help them cover expenses such as funeral costs, outstanding debts, mortgage payments, and other financial obligations.
Banner Life Insurance policies are known for their competitive rates and customizable options. They offer both level term and annual renewable term policies. Level term policies have a fixed premium and coverage amount throughout the term, while annual renewable term policies have a premium that increases each year but provide coverage for a renewable one-year term.
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