Auto Insurance

The Best Combination of Price and Coverage.
Auto Insurance Tailored Specifically to You.

Whether you need comprehensive, collision, medical, liability or uninsured motorist coverage, we are here to provide the correct auto insurance package that is specific to you.

What Does All This Mean? Let Us Explain.

Tell me why!

Liability – It happens.
  • Pays for the damage you cause to others if your car is involved in an accident.
  • Let us protect you from being wiped out financially if you are sued following an accident. 
Collision – It can be unexpected. 
  • Covers damage to your car from an accident.
  • Let us calculate the value of this based off your car’s worth and you can decide if Mustang Megan is worth the coverage. 
Comprehensive – It isn’t fun.
  • Coverage pays for your car if it is stolen, vandalized or damaged in some way other than in a collision. No car and no comprehensive coverage? Not a great combo.
  • Let us minimize the sticky situation. 
Medical – It’s needed.
  • Coverage provides for medical expenses to you and your passengers that are the result of an accident. 
  • Let us help you determine the amount of medical coverage you need based off your average amount of passengers.

Let's make insurance easy...

Car Insurance FAQ's

Insurance can be confusing and expensive; there is a better way. Below are some of the most common questions we receive about auto insurance.

5 Reasons you Need Car Insurance

Protect your assets from a lawsuit (home, savings accounts, etc.) – We want to protect the things you don’t think about. Preserve the investment you have in your car – Mustang Megan wasn’t cheap; show her what she’s worth. If you or one of your passengers is injured in an

What is Diminished Value?

Diminished value explained Depending on its age and condition, a car that has been in a major accident generally has less resale value than the same vehicle in pre-crash condition. Even if the car repairs meet the highest quality standards, potential buyers are unwilling to pay as much for a car they

What are Oregon State Auto Insurance Laws?

In Oregon, it is illegal to drive without liability coverage. See ORS 806.010. The minimum insurance a driver must have is: Bodily injury and property damage liability $25,000 per person; $50,000 per crash for bodily injury to others; and $20,000 per crash for damage to others’ property. Personal injury protection

Is my vehicle covered if I let someone else drive it?

Your insurance follows your vehicle, wherever it goes. So if you lend your car to a friend, co-worker, or visiting relative, you’re lending your insurance along with it.  Your policy will defend your vehicle should any claims arise, so it’s important that whoever is borrowing the car will act responsibly. 

Do I have coverage if I drive for a ridesharing company life Uber or Lyft?

Personal insurance policies will not provide you with coverage if you drive for a TNC (transportation networking company) or rideshare. Because you would be collecting a fee for driving another person, your personal insurance policy would not cover any damage or losses that occur. Before signing up to become a driver:

What Does Car Insurance Cover?

It depends on the coverage options you choose. Since bodily injury and property damage liability insurance is required in most states, at a minimum your policy should cover vehicle and property damage, injury-related expenses for other people involved in an accident you cause, up to the state-mandated minimum policy limits.

How can I get the cheapest car insurance?

Other than the tips we provide in other articles, it is important that you choose an insurance agency with an excellent reputation that focuses on spending time to get to know you and your situation personally to provide the right auto insurance package for you, instead of companies that spit

What Is Insurance?

Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Insurance policies are used to hedge against the risk of financial losses, both big and small,

Who can I insure to drive my car?

Anyone who regularly drives your vehicle should be added as a driver on your policy as well as anyone in your household or who has regular access to your vehicle. We always think it is better to be safe now than be sorry later. Otherwise, you will need to exclude

Yes, Credit is Involved.

We get it, ‘Credit’ is a scary word, but it doesn’t have to be. Insurance companies often use consumer credit information in determining if they will offer a consumer automobile or homeowners’ insurance policy and how much that policy will cost. A credit-based insurance score is a rating based in

When is a Good Time to Shop for Auto Insurance?

Your rates are likely to change during significant life events. Listed below are a few examples of a good time to start shopping for auto insurance. Purchasing a new vehicle Adding or removing a driver from a policy, especially a teen driver Buying a home or simply moving zip codes

Experienced Advisor.

Advantages vary from company to company, and some require the purchase of certain coverages. We’ll review your options with you to find the company and coverages that are the right fit for your protection needs.

Click here to access our secure quote form and we will contact you.

Community Advocate.

Our goal is to stand up for and give back to our community. We cherish the relationships that we have developed with local non-profits such as the Sam Day Foundation, Everybody Athletics, Embrace Oregon and Friends of Baseball.

If you know of another local, community cause, please let us know!

Local.

Did we mention we are just around the corner here in Beaverton, Oregon? Come visit us at our office or give us a call at 503-649-5679 and we will review  all the options with you!

We strive to make our clients happy

So, let's be happy together

Atkinson Insurance Group