Earthquake Insurance
What Is Earthquake Insurance?
Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property.
Why Do I Need Earthquake Insurance?
Most ordinary homeowners insurance policies do not cover earthquake damage.
What Is The Cost Of Earthquake Insurance?
Most earthquake insurance policies feature a high deductible, which makes this type of insurance useful if the entire home is destroyed, but not useful if the home is merely damaged. Rates depend on location and the probability of an earthquake loss. Rates may be cheaper for homes made of wood, which withstand earthquakes better than homes made of brick.
Premiums for earthquake insurance range from $800 to $5,000 annually and deductibles are typically 15 percent of the total value of the home.
What company and coverages are right for me?
Advantages vary from company to company, and some require the purchase of certain coverages. We’ll review your options with you to find the company and coverages that are the right fit for your protection needs.
Click here to access our secure quote form and we will contact you.
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