Home Insurance
- What is homeowners insurance and why do I need it?
- What do I need to consider when choosing homeowners insurance?
- What does a typical homeowners policy cover?
- Is my home business covered under my homeowners policy?
- Do I need to reapply for homeowners insurance every year?
- Should I add an umbrella policy?
- Can security systems, fire alarms and sprinklers save me money?
- Do I need liability coverage?
- Do I need to adjust my coverage if I renovate or add on to my home (e.g. garage, pool, new room)?
- Does homeowners insurance cover personal injury?
- Does homeowners insurance cover theft?
- Does my policy cover items in my home, or just the structure?
- How much dwelling coverage do I need?
- How much personal property coverage do I need?
- What are deductibles and policy limits?
- What can I do to lower the cost of my premium?
- What is a deductible, and how does it affect my home insurance premium?
- What is loss of use coverage?
- What is other structures coverage, and do I need it?
- What is the “cost to rebuild” or “estimated replacement cost” of my home?
- Insurance for wildfires
- Does my policy cover flood damage?