What can I do to lower the cost of my premium?

The cost of your insurance, or premium, partly depends on the coverages, deductibles and policy limits you choose. Here are a few tips that may help lower your premium:

Talk to your insurance representative about your insurance needs and eligibility for discounts
Invest in smoke detectors, interior sprinkler systems, home security and smart home technologies
Bundle or purchase multiple policies with Travelers, such as car, boat and umbrella insurance