Whether you need comprehensive, collision, medical, liability or uninsured motorist coverage, we are here to provide the correct auto insurance package that is specific to you.
Car Insurance (aka Auto Insurance) blends several types of coverage into one policy. Typically, your policy will include some combination of comprehensive, collision, medical, liability, and uninsured motorist coverage. So what do you need? It depends on your specific situation. Read moreShould I add an umbrella policy?Liability pays for the
Anyone who drives your vehicles regularly, especially if they live in your household, should be listed as drivers on your policy. Typically, your policy protects other licensed drivers not listed on your policy who occasionally drive your car, such as: Extended family (visiting grandparent(s), parent(s), aunt/uncle(s), niece/nephew(s)). Friends (sharing shifts
Legally speaking, yes. In Oregon, it is required to carry a minimum amount of liability insurance to provide relief to any victims if an accident were to occur. The rest is up to you, but we are here to help you make a positive financial decision. Think about this every
Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Insurance policies are used to hedge against the risk of financial losses, both big and small,
There are a number of things you can do to lower the cost of your automobile insurance. The easiest thing to do is ask us to get quotes from several insurance companies (we do this for you automatically). It is not uncommon to find quotes on automobile insurance that can
Actual cash value (ACV): The market value of your car. Adjuster: A representative of an insurance company whose job is to determine and “adjust” the amount of a loss and decide how much the company will pay for it. Binder: An acknowledgment that the insurance for which you applied is
Personal insurance policies will not provide you with coverage if you drive for a TNC (transportation networking company) or rideshare. Because you would be collecting a fee for driving another person, your personal insurance policy would not cover any damage or losses that occur. Before signing up to become a driver:
Your insurance follows your vehicle, wherever it goes. So if you lend your car to a friend, co-worker, or visiting relative, you’re lending your insurance along with it. Your policy will defend your vehicle should any claims arise, so it’s important that whoever is borrowing the car will act responsibly.
In Oregon, it is illegal to drive without liability coverage. See ORS 806.010. The minimum insurance a driver must have is: Bodily injury and property damage liability $25,000 per person; $50,000 per crash for bodily injury to others; and $20,000 per crash for damage to others’ property. Personal injury protection
Whenever you knowingly loan your car to a friend or an associate, he or she will be covered under your automobile insurance policy, subject to any driver exclusions on your policy.
Protect your assets from a lawsuit (home, savings accounts, etc.) – We want to protect the things you don’t think about. Preserve the investment you have in your car – Mustang Megan wasn’t cheap; show her what she’s worth. If you or one of your passengers is injured in an
Combine icy, snowy roads with motorists who are not used to these conditions and the risk of car crashes increases. Winter is a good time to review your insurance. Do you know what your policy covers? Here are some typical questions motorists ask during winter: I slid into another car and
Our goal is to stand up for and give back to our community. We cherish the relationships that we have developed with local non-profits such as the Sam Day Foundation, Everybody Athletics, Embrace Oregon and Friends of Baseball.
If you know of another local, community cause, please let us know!
Did we mention we are just around the corner here in Beaverton, Oregon? Come visit us at our office or give us a call at 503-649-5679 and we will review all the options with you!
