Auto Insurance

The Best Combination of Price and Coverage.
Auto Insurance Tailored Specifically to You.

Whether you need comprehensive, collision, medical, liability or uninsured motorist coverage, we are here to provide the correct auto insurance package that is specific to you.

What Does All This Mean? Let Us Explain.

Tell me why!

Liability – It happens.
  • Pays for the damage you cause to others if your car is involved in an accident.
  • Let us protect you from being wiped out financially if you are sued following an accident. 
Collision – It can be unexpected. 
  • Covers damage to your car from an accident.
  • Let us calculate the value of this based off your car’s worth and you can decide if Mustang Megan is worth the coverage. 
Comprehensive – It isn’t fun.
  • Coverage pays for your car if it is stolen, vandalized or damaged in some way other than in a collision. No car and no comprehensive coverage? Not a great combo.
  • Let us minimize the sticky situation. 
Medical – It’s needed.
  • Coverage provides for medical expenses to you and your passengers that are the result of an accident. 
  • Let us help you determine the amount of medical coverage you need based off your average amount of passengers.

Let's make insurance easy...

Car Insurance FAQ's

Insurance can be confusing and expensive; there is a better way. Below are some of the most common questions we receive about auto insurance.

What is Car Insurance?

Car Insurance (aka Auto Insurance) blends several types of coverage into one policy. Typically, your policy will include some combination of comprehensive, collision, medical, liability, and uninsured motorist coverage. So what do you need? It depends on your specific situation. Read moreShould I add an umbrella policy?Liability pays for the

Who Needs to Be on My Car Insurance Policy?

Anyone who drives your vehicles regularly, especially if they live in your household, should be listed as drivers on your policy. Typically, your policy protects other licensed drivers not listed on your policy who occasionally drive your car, such as: Extended family (visiting grandparent(s), parent(s), aunt/uncle(s), niece/nephew(s)). Friends (sharing shifts

Do I Really Need Car Insurance?

Legally speaking, yes. In Oregon, it is required to carry a minimum amount of liability insurance to provide relief to any victims if an accident were to occur. The rest is up to you, but we are here to help you make a positive financial decision. Think about this every

What Is Insurance?

Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Insurance policies are used to hedge against the risk of financial losses, both big and small,

Car Insurance Glossary

Actual cash value (ACV): The market value of your car. Adjuster: A representative of an insurance company whose job is to determine and “adjust” the amount of a loss and decide how much the company will pay for it. Binder: An acknowledgment that the insurance for which you applied is

Do I have coverage if I drive for a ridesharing company life Uber or Lyft?

Personal insurance policies will not provide you with coverage if you drive for a TNC (transportation networking company) or rideshare. Because you would be collecting a fee for driving another person, your personal insurance policy would not cover any damage or losses that occur. Before signing up to become a driver:

Is my vehicle covered if I let someone else drive it?

Your insurance follows your vehicle, wherever it goes. So if you lend your car to a friend, co-worker, or visiting relative, you’re lending your insurance along with it.  Your policy will defend your vehicle should any claims arise, so it’s important that whoever is borrowing the car will act responsibly. 

What are Oregon State Auto Insurance Laws?

In Oregon, it is illegal to drive without liability coverage. See ORS 806.010. The minimum insurance a driver must have is: Bodily injury and property damage liability $25,000 per person; $50,000 per crash for bodily injury to others; and $20,000 per crash for damage to others’ property. Personal injury protection

5 Reasons you Need Car Insurance

Protect your assets from a lawsuit (home, savings accounts, etc.) – We want to protect the things you don’t think about. Preserve the investment you have in your car – Mustang Megan wasn’t cheap; show her what she’s worth. If you or one of your passengers is injured in an

Winter weather and insurance claims

Combine icy, snowy roads with motorists who are not used to these conditions and the risk of car crashes increases. Winter is a good time to review your insurance. Do you know what your policy covers? Here are some typical questions motorists ask during winter: I slid into another car and

Experienced Advisor.

Advantages vary from company to company, and some require the purchase of certain coverages. We’ll review your options with you to find the company and coverages that are the right fit for your protection needs.

Click here to access our secure quote form and we will contact you.

Community Advocate.

Our goal is to stand up for and give back to our community. We cherish the relationships that we have developed with local non-profits such as the Sam Day Foundation, Everybody Athletics, Embrace Oregon and Friends of Baseball.

If you know of another local, community cause, please let us know!

Local.

Did we mention we are just around the corner here in Beaverton, Oregon? Come visit us at our office or give us a call at 503-649-5679 and we will review  all the options with you!

We strive to make our clients happy

So, let's be happy together

Atkinson Insurance Group
Skip to content