Whether you need comprehensive, collision, medical, liability or uninsured motorist coverage, we are here to provide the correct auto insurance package that is specific to you.
Insurance can be confusing and expensive; there is a better way. Below are some of the most common questions we receive about auto insurance.
Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured. Insurance policies are used to hedge against the risk of financial losses, both big and small,
Make sure you’re prepared for a fire with adequate coverage Insuring yourself against wildfires If the area in which you live is at risk for wildfires, make sure to take appropriate measures to protect your home against these catastrophically destructive events. However, as it’s not always possible to avoid the devastation of
Legally speaking, yes. In Oregon, it is required to carry a minimum amount of liability insurance to provide relief to any victims if an accident were to occur. The rest is up to you, but we are here to help you make a positive financial decision. Think about this every
It depends on the coverage options you choose. Since bodily injury and property damage liability insurance is required in most states, at a minimum your policy should cover vehicle and property damage, injury-related expenses for other people involved in an accident you cause, up to the state-mandated minimum policy limits.
Protect your assets from a lawsuit (home, savings accounts, etc.) – We want to protect the things you don’t think about. Preserve the investment you have in your car – Mustang Megan wasn’t cheap; show her what she’s worth. If you or one of your passengers is injured in an
We cannot speak to any specific insurer's pricing, and whether a given company's rates would be low for you personally depends entirely on your individual profile, the coverage you select, and your eligibility. Advertised rates are often based on favorable assumptions that may not apply to your situation, so actual
First, be sure you are somewhere safe and away from any potential hazards. Second, be sure to exchange information with the other driver(s): Name, addresses and phone numbers of all drivers and passengers Car license plate information and any information on make and model of each car involved in the
Personal insurance policies will not provide you with coverage if you drive for a TNC (transportation networking company) or rideshare. Because you would be collecting a fee for driving another person, your personal insurance policy would not cover any damage or losses that occur. Before signing up to become a driver:
Portland drivers generally pay above the Oregon state average for car insurance, with full-coverage policies often estimated in the range of $1,400 to $2,000 or more per year, though your actual premium will depend on your individual circumstances. Factors like your ZIP code within Portland, your vehicle's make and model,
Diminished value explained Depending on its age and condition, a car that has been in a major accident generally has less resale value than the same vehicle in pre-crash condition. Even if the car repairs meet the highest quality standards, potential buyers are unwilling to pay as much for a car they
Anyone who regularly drives your vehicle should be added as a driver on your policy as well as anyone in your household or who has regular access to your vehicle. We always think it is better to be safe now than be sorry later. Otherwise, you will need to exclude
There are a number of things you can do to lower the cost of your automobile insurance. The easiest thing to do is ask us to get quotes from several insurance companies (we do this for you automatically). It is not uncommon to find quotes on automobile insurance that can
Our goal is to stand up for and give back to our community. We cherish the relationships that we have developed with local non-profits such as the Sam Day Foundation, Everybody Athletics, Embrace Oregon and Friends of Baseball.
If you know of another local, community cause, please let us know!
Did we mention we are just around the corner here in Portland, Oregon? Come visit us at our office, or give us a call at 503-649-5679, and we will review all the options with you!
