Actual cash value (ACV): The market value of your car. Adjuster: A representative of an insurance company whose job is …
Loss of use coverage (Coverage D) helps you pay for temporary housing and living expenses if you and your family …
To get an idea of your renter’s insurance needs, answer these questions: How much would it cost to repair or …
Anyone who regularly drives your vehicle should be added as a driver on your policy as well as anyone in …
The cost of your insurance, or premium, partly depends on the coverages, deductibles, and policy limits you choose. Here are …
I don’t have to worry because I have full coverage. Full coverage can mean many different things. Often, drivers filing …
Renters insurance can help cover your belongings, your housing costs if you must relocate temporarily, your personal liability including defense costs, …
Not usually. Homeowners insurance is not generally designed to cover business use of your home. It may include limited protections, …
Anyone who drives your vehicles regularly, especially if they live in your household, should be listed as drivers on your …
Car Insurance (aka Auto Insurance) blends several types of coverage into one policy. Typically, your policy will include some combination …
It depends. Most homeowners policies come up for renewal each year, but customers must remain eligible and pay their premiums …
Dwelling coverage helps protect the home itself, personal property coverage can protect what’s in it. Both coverages are required on …
Homeowners insurance can protect you from the unexpected. If your home is damaged, your belongings are stolen or someone gets …
Dwelling coverage (Coverage A) pays to repair or rebuild your home if it is damaged by a covered loss. The …
Protect your assets from a lawsuit (home, savings accounts, etc.) – We want to protect the things you don’t think …
Your personal belongings against loss or damage. Legal costs and damages for covered accidental bodily injury or property damage to …
Damages due to environmental flooding (water outside the home) aren’t covered by renter, condo, and homeowner policies. Flood insurance is …
A deductible is the amount of a covered claim that is your responsibility. And a policy limit (or “limit of …
Below is an excerpt from B7-3-02, General Property Insurance Coverage (12/15/2021) Coverage Requirements Property insurance for properties securing loans delivered …
and then