Homeowners insurance coverage isn’t always clear and straightforward. Insurance companies have rules and guidelines, but they look at cases individually and consider specific factors. When it comes to rodent damage, repairs may or may not be covered, depending on the source of the problem and whether it could have been prevented. Insurance Won’t Cover Rodent […] The post When Homeowners Insurance Will and Won’t Cover Rodent Damage appeared first on RISMedia.
Homeowners insurance can pay for damage and removal if a tree falls, but only under certain circumstances. Insurance pays for damage that the policyholder could not have prevented. It doesn’t cover damage that occurs because the homeowner failed to care for the property. Whether a fallen tree damages a structure is another important factor that […] The post Will Your Homeowners Insurance Company Pay to Have a Fallen Tree Removed? appeared first on RISMedia.
A water leak can cause major damage to your house and belongings. Water can also cause mold, which can trigger allergic reactions, make asthma symptoms worse and leave your home uninhabitable for weeks or months while repairs are being made. Even if your homeowners insurance covers repair and replacement costs, you will have to pay […] The post Why You Should Install a Water Leak Detector appeared first on RISMedia.
You know that you need homeowners insurance in case your house gets damaged or someone gets injured on your property. When you put your house on the market, your existing policy may or may not provide you with adequate protection. What Your Current Policy Will Cover While Your House Is Being Sold If a buyer […] The post How Your Insurance Needs May Change When You’re Selling Your House appeared first on RISMedia.
If you lose electricity and it takes several hours or days for power to be restored, food in your refrigerator and freezer can spoil. Your homeowners insurance company may or may not compensate you for your loss, depending on the specific circumstances. The Source of the Power Outage Is a Key Factor If you lose […] The post If You Lose Power, Will Homeowners Insurance Pay for Food That Goes Bad? appeared first on RISMedia.
Oregonians will have a third chance to apply for emergency rental assistance at the end of this month -- a welcome announcement for those who still need help.
Announcement of the rent assistance portal’s reopening comes as the state receives word that housing director Margaret Salazar is leaving her position for a federal housing job.
Oregon elected officials and community leaders agree the state has a housing shortage that is fueling homelessness and an affordable housing crisis. But the Legislature will not consider a comprehensive proposal to significantly increase housing production until the 2023 legislative session at the soonest.