The Department of Transportation has partnered with Oregon law enforcement agencies to exercise discretion in their enforcement of driver licenses, vehicle registrations, and trip permits that expire during the COVID-19 emergency.
Diminished value explained Depending on its age and condition, a car that has been in a major accident generally has less resale value than the same vehicle in pre-crash condition. Even if the car repairs meet the highest quality standards, potential buyers are unwilling to pay as much for a car they know has been […]
RightTrack rewards Safeco policyholders for their safe driving habits. Customers receive an initial 10% discount upon enrollment that lasts through the review period. After just 90 days – half the time it takes to complete other carriers’ telematics programs – they receive a final discount of 5% to 30% that stays with them through the […]
In Oregon, it is illegal to drive without liability coverage. See ORS 806.010. The minimum insurance a driver must have is: Bodily injury and property damage liability $25,000 per person; $50,000 per crash for bodily injury to others; and $20,000 per crash for damage to others’ property. Personal injury protection $15,000 per person. Uninsured motorist […]
There are a number of things you can do to lower the cost of your automobile insurance. The easiest thing to do is ask us to get quotes from several insurance companies (we do this for you automatically). It is not uncommon to find quotes on automobile insurance that can vary by hundreds of dollars […]
The Oregon Driver and Motor Vehicles Division of ODOT is where you go to get a driver’s license, ID card, register your vehicle, and much much more. Kelley Blue Book provides free values and pricing on new and used cars. New car pricing includes the invoice, MSRP, and New Car Blue Book Values. Research the […]
Car Insurance (aka Auto Insurance) blends several types of coverage into one policy. Typically, your policy will include some combination of comprehensive, collision, medical, liability and uninsured motorist coverage. So what do you need? It depends on your specific situation. Liability pays for the damage you cause to others if your car is involved in […]
Whenever you knowingly loan your car to a friend or an associate, he or she will be covered under your automobile insurance policy, subject to any driver exclusions on your policy.
We get it, ‘Credit’ is a scary word but it doesn’t have to be. Insurance companies often use consumer credit information in determining if they will offer a consumer automobile or homeowners’ insurance policy and how much that policy will cost. A credit-based insurance score is a rating based in whole or in part on […]
Legally speaking, yes. In Oregon, it is required to carry a minimum amount of liability insurance to provide relief to any victims if an accident were to occur. The rest is up to you, but we are here to help you make a positive financial decision. Think about this every time you get behind the […]