What is the difference between flood and water damage?

The damage can be similar but the cause is different. Water damage is usually caused by water coming from something like a burst pipe, an overflowing toilet, a dishwasher that leaks all over the kitchen floor, or a roof that leaks after a hard rain. Flood damage is caused by water coming from something like […]

Does home insurance cover damages caused by an earthquake or flood?

Does home insurance cover damages caused by an earthquake or flood? No. A standard homeowners policy does not generally cover damage caused by earthquake and floods. These sources of damage require additional coverage or a separate policy. If you live in an area that is prone to these types of events, call us today to […]

Are you required to have homeowners insurance?

Are you required to have homeowners insurance? Although homeowners insurance is not required by law, it is almost always required by lenders. This makes sense because both you and your lender have a stake in the property’s protection. Regardless of your lending institution’s standards, homeowners insurance is strongly advised to ensure that the most significant […]

Own a home? Here are two policy options you should know about

Own a home? Here are two policy options you should know about If you have a homeowners insurance policy, you’re probably confident that it will cover all of the costs of rebuilding your home if it is damaged or destroyed by a covered peril. But are you confident that you have enough coverage? Read about […]

Did you know? You can access your policies on our website!

We have a client portal where you can log in and view all of your insurance policies online! Our agency client portal is easy to use and allows you to access any of your policies, regardless of which company they are insured with. You can also print ID Cards, evidence of insurance, or request a […]

What happens when your insurance policy renews?

Your insurance policy is up for renewal but what does that mean? Does your policy renew automatically? Do we review things for you? What about home remodels, changes in drivers, or how many miles you drive? Here at Atkinson Insurance Group, we have an internal renewal process. Kelli pulls a daily report of all upcoming […]

Did you know? We are licensed in Oregon, Washington, Idaho, and Arizona!

Atkinson Licensed Map

Our agency is licensed to do business in Oregon, Washington, Idaho, and Arizona! This means that we can still provide insurance protection for you if you buy a vacation home, relocate or retire to one of those places. You may know how much we love to do business by referral, but now you know you […]

We are an independent insurance agency

We are an independent insurance agency. We operate a little differently from captive insurance agencies. Captive insurance agents are employed by the insurance company and can only represent that insurance company’s offerings. We, on the other hand, operate independently of the insurance companies. We choose which companies we want to represent and they choose us! […]

6 Home Renovations that Can Affect Your Insurance

If you’re planning a home renovation, you may want to call your insurance agent first because this decision can impact your homeowners insurance. Some home renovations will change the amount of coverage you need, while others could even help you qualify for a discount.

Heavy Rain? Be on the Lookout for Heavy Damage

Rain

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you […]