What are some practical things I can do to lower my automobile insurance rates?

There are a number of things you can do to lower the cost of your automobile insurance.

The easiest thing to do is ask us to get quotes from several insurance companies (we do this for you automatically). It is not uncommon to find quotes on automobile insurance that can vary by hundreds of dollars for the same coverage on the same car. When you shop, be careful to make sure each insurer is offering the same coverage. We do this for you automatically! This is all part of the service that you should come to expect here at Atkinson Insurance Group.

Another way to lower the cost of your automobile insurance is to look for any discounts for which you may qualify. For example, many companies will offer you a discount if you insure multiple cars under the same policy, or if you have had a driver education class in the last five years. Be sure to ask if you qualify for any of these discounts.

Another easy way to lower the cost of your automobile insurance is to increase the deductible. Simply raising your deductible from $250 to $500 can lower your premium sometimes by as much as five or ten percent.

Keep in mind that many states require certain minimum levels of coverage. We’d be happy to talk with you about these and other factors.

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